We believe that If we take care of our team, they will take care of our clients. Looking after our people and their wellbeing is a critical part of life at Wallace Home Finance, that's why we've signed up to the Mortgage Industry Mental health Charter. We agree to be bound by the MIMHC 6 principles which apply Best Practice Health and Wellbeing guidelines and are known as ‘The MIMHC Charter’. More info at www.mimhc.co.uk.
Olivia Di Cristofaro
Mortgage & Protection Broker
With a decade of experience across every corner of the mortgage world, from underwriting to advice to leading high-performing teams, Olivia brings the full package. She’s got the technical know-how, the regulatory backbone, and just the right dose of Yorkshire grit to get things done.
Whether guiding first-time buyers through their first purchase or helping General Practitioners secure lending that fits their unique income structures, Olivia combines deep expertise with a refreshingly down-to-earth style that makes even the most complex mortgage journey feel simple.
Contact Olivia directly via this page or across her social media profiles.
A Word From Olivia...
“I’ve always believed that mortgage and protection advice should be about more than numbers. For me, it’s about understanding people, their goals, and the stories behind each home. That’s what drives me every day. I’m proud to offer honest, transparent advice and to be the calm voice that helps clients make confident decisions.
I joined Wallace Home Finance in 2025 because they think the same as me.”
I joined Wallace Home Finance in 2025 because they think the same as me.”
Work Experience
Mortgage Manager – Skipton Building Society
Nov 2022 – 2025
Leading and supporting a high-performing mortgage team across servicing and insurance. Overseeing complex cases, maintaining regulatory standards, and ensuring excellent customer outcomes.
Mortgage Adviser – Skipton Building Society Dec 2020 – Nov 2022
Provided mortgage and protection advice to a broad range of clients. Developed deep knowledge of lending criteria, affordability assessments, and customer relationship management.
Mortgage Underwriter – Skipton Building Society Mar 2018 – Dec 2020
Assessed and approved mortgage applications in line with policy and FCA standards. Worked closely with brokers and internal teams to deliver consistent, compliant lending decisions.
Leading and supporting a high-performing mortgage team across servicing and insurance. Overseeing complex cases, maintaining regulatory standards, and ensuring excellent customer outcomes.
Mortgage Adviser – Skipton Building Society Dec 2020 – Nov 2022
Provided mortgage and protection advice to a broad range of clients. Developed deep knowledge of lending criteria, affordability assessments, and customer relationship management.
Mortgage Underwriter – Skipton Building Society Mar 2018 – Dec 2020
Assessed and approved mortgage applications in line with policy and FCA standards. Worked closely with brokers and internal teams to deliver consistent, compliant lending decisions.
What Our Clients Say
Specialisms
First-Time Buyers
Self-Employed & Contractor Mortgages
Mortgages for Medical Professionals
Remortgages & Rate Reviews
Protection Planning
