Free Mortgage Capacity Report
A clear, impartial Mortgage Capacity Report showing what you can afford on your own income, delivered in 48 hours.
Tailored Mortgage Solutions
Huge Choice
Save Time & Protect
Your Credit Score
Quick Decisions,
No Delays
When You Need Mortgage Clarity During Divorce
Divorce brings uncertainty, especially around your home and finances.
You may be wondering:
- Can I afford to stay in my home?
- Will my income be enough on its own?
- How will childcare costs, maintenance or debts affect things?
Moreover, during all this, your solicitor or mediator may be pushing for figures you don’t yet have.It’s a lot to carry at once both emotionally and mentally.
Why This Part Feels So Overwhelming
Lenders look only at numbers.
They don’t consider your circumstances, the pressure you’re under, or what feels fair. If something doesn’t fit their criteria perfectly, they can decline without explanation which can be upsetting and destabilising when you’re already dealing with so much.Trying to gather documents, compare options and interpret lender rules on your own can feel completely unmanageable at this stage.
A Calm, Impartial Way to Understand Your Options
This is exactly why we created our Mortgage Capacity Report, specifically suited to separation and divorce.
Our Mortgage Capacity Report gives you:
- Your realistic borrowing capacity
- Whether staying in the home could work
- Options for buyout, remortgaging or moving on
- A neutral assessment you can use in mediation or with your solicitor
The process is simple:
A short call, some basic financial information, and we deliver your written assessment within 48 hours - clearly explained and without judgment.
If you later decide to apply for a mortgage, we’ll take care of the paperwork, documents, and lender communication for you.
What You’ll Gain from This
- Clarity when everything else feels uncertain
- A realistic picture of your borrowing options
- A clear head for making important decisions
- A supportive expert who understands the pressure of divorce
- A document professionals can rely on
It’s the steady, structured starting point most people need before agreeing to anything.
Take Control of Your Next Steps
Divorce creates uncertainty but your mortgage options don’t have to. Our impartial report gives you clear answers, realistic options and a calmer way to move forward.
One short call. Send us Some Documents. Your full assessment in 48 hours.
Get Started
Fill out our quick enquiry form or give us a call to set up an initial chat. We can help you borrow more, save money and move in to the home you deserve.
By clicking ‘CALL ME BACK” you agree for us to use your personal data to contact you to discuss your mortgage requirements. For full details on how we process personal data please see our privacy policy
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Send Us Your
Evidence
We Do Affordability
Checks
Report Within 48 Hours
Why Choose Us?
We bring specialist expertise to the table, with a deep understanding of how the mediation & divorce process works. Our access to over 100 lenders ensures you get a great rate which will save you time and money.
Tailored Mortgage Solutions
At Wallace Home Finance, we work with over 100 mortgage lenders, offering access to more than 10,000 mortgage products. This means we can explore a wide range of options to find the perfect deal for you.
For people like you, we’ve built strong relationships with specialist lenders and their underwriters, real decision-makers who understand your circumstances. So even if mainstream lenders have turned you down, we can connect you with someone who’s ready to help.
Save Time & Protect Your Credit Score
We’ve spent years helping people secure mortgages, so we know exactly which lenders are most likely to say “yes” to your application. By focusing on the right lenders from the start, we avoid wasting your time or harming your credit score with multiple unnecessary applications. Instead, we streamline the process to get you closer to the home you want.
Huge Choice
We’ve got access to over 10,000 different mortgage products, including ones from lenders who don’t deal direct with the public. This means that, irrespective of whether your income comes from a mix of sources, we’ll have a lender for you.
Our cutting-edge software, powered by advanced algorithms, quickly identifies the lenders and deals best suited to your unique circumstances – Saving you time, stress, and unnecessary rejections, and giving you the certainty you need to move forward.
Quick Decisions, No Delays
We know how important it is to secure your mortgage quickly, especially when your dream home is on the line. That’s why we’ve developed efficient systems and processes to get you a decision in record time. Once we have the key details about your situation, we can usually secure a decision in principle from a lender within 24 hours – so you can prove to vendors and estate agents that you are good for the money.
What Our Customers Say
Find Out How Much You Can Borrow Today.
To see which mortgages you qualify for, fill in our quick online enquiry form. One of our specialist advisers will give you a call, explain your options, and match you with a lender that’s right for you.
By clicking ‘Call Me Back’ you agree for us to use your personal data to contact you to discuss your mortgage requirements. For full details on how we process personal data please see our privacy policy.