Credit Problems?

Not everything in life goes according to plan, and sometimes it’s easy to fall behind on payments on credit cards, loans or both. Sometimes, we can even end up with markers on our credit file due to things beyond our control. Various life events can cause crash to become tight resulting in late payments, defaults or County Court Judgements that have being applied to us when something has goes wrong.

Having bad credit doesn’t automatically mean you shouldn’t be able to own your home. More and more lenders are offering mortgages to people with less than perfect credit histories. It may mean that for a while you’ll have to pay slightly more for your mortgage as lenders who specialise in this area often charge higher interest rates, but our Brokers will work on a plan for you to get you placed with a mainstream lender when the time is right.

At Wallace Home Finance, we understand the stresses and strains that life puts on the finances. We promise NEVER to judge the rights and wrong's of anybody's personal situation, we only deal in the facts and we'll do our best to source a suitable mortgage and protection solution for you.